Business Credit Cards

World of Hyatt Business Credit Card

If you’re a business owner who frequently stays at Hyatt hotels and wants to earn valuable travel rewards, the World of Hyatt Business Credit Card might be the perfect fit. This card offers excellent rewards on your business expenses, valuable hotel perks, and a range of other benefits. This review covers everything you need about the World of Hyatt Business Credit Card, including its features, benefits, pros, cons, and whether you should apply.

Earn 60,000 Bonus Points

21.49%–28.49% variable APR

$199

What is the World of Hyatt Business Credit Card

The World of Hyatt Business Credit Card is a business credit card designed specifically for travelers who prefer to stay at Hyatt hotels. It helps you earn World of Hyatt points on your everyday business purchases, which you can use for free nights, upgrades, and other travel-related expenses. This card is ideal for business owners who frequently travel and want to maximize their rewards with Hyatt hotels.

Pros

Cons

Benefits of the
World of Hyatt Business Credit Card

Generous Welcome Offer

One of the main attractions of the World of Hyatt Business Credit Card is its generous welcome offer. Earn 60,000 Bonus Points after you spend $5,000 on purchases in your first 3 months from account opening. This welcome bonus can give you a great head start on earning points for your next trip.

Hyatt Hotel Benefits

The World of Hyatt Business Credit Card offers several valuable hotel benefits for Hyatt travelers:

Free Nights: Use your points to book free nights at Hyatt hotels with no blackout dates.
Room Upgrades: Enjoy complimentary room upgrades when available.
Elite Status: Receive automatic Discoverist status with World of Hyatt, which includes benefits like priority check-in, late checkout, and bonus points on stays.

Travel and Purchase Protections

The World of Hyatt Business Credit Card provides a range of travel and purchase protections, including:

Travel Insurance: Coverage for trip cancellations, interruptions, and delays, as well as baggage delay insurance.
Auto Rental Collision Damage Waiver: Use your card to pay for your car rental, and you can decline the rental company’s collision insurance and be covered for theft and collision damage.
Purchase Protection: This policy covers your new purchases for 120 days against damage or theft, up to $10,000 per claim and $50,000 per account.
Extended Warranty: Extends the U.S. manufacturer’s warranty period by an additional year on eligible warranties of three years or less.

High Earning Rates on Business Categories

The card offers impressive earning rates on purchases in crucial business categories, such as:

Hyatt Purchases: Earn up to 9 points per dollar spent on purchases made directly with Hyatt hotels—4 Bonus Points per $1 on qualified purchases at Hyatt hotels and up to 5 Base Points per $1 from Hyatt as a World of Hyatt member.
Travel: Earn 2 points per dollar spent on travel purchases, including airfare purchased directly from airlines and car rentals.
Dining: Earn 2 points per dollar spent at restaurants, including eligible delivery services.
Fitness Club and Gym Memberships: Earn 2 points per dollar spent on fitness club and gym memberships.
All Other Purchases: Earn 1 point per dollar spent on all other purchases.

These earning rates can help you rack up points quickly, especially if your business has significant expenses in these categories.

Anniversary Free Night

One of the standout features of the World of Hyatt Business Credit Card is the annual free night certificate. Each year, on your cardmember anniversary, you’ll receive a certificate that can be used for a free night at eligible Hyatt hotels. This benefit alone can offset the cost of the card’s annual fee.

No Foreign Transaction Fees

The World of Hyatt Business Credit Card offers a significant advantage: no foreign transaction fees for businesses that conduct international transactions or travel frequently. This means you won’t be charged extra fees when purchasing abroad, helping you save on international expenses.

Is the World of Hyatt Business Credit Card Right for You?

The World of Hyatt Business Credit Card is a strong contender for business owners who frequently stay at Hyatt hotels and want to earn valuable rewards. However, whether it’s the right card for your business depends on your needs and spending habits.

Consider the Chase Ink Business Premier® Credit Card if:

You Frequently Stay at Hyatt Hotels

You Spend a Lot in Key Business Categories

You Value an Annual Free Night

You Value Travel and Purchase Protections

You Don’t Want Foreign Transaction Fees

Look for Other Options if:

You Prefer Other Hotel Chains

Your Spending Doesn’t Align with the Card’s Categories

You Want a No-Fee Card

Final Thoughts

The World of Hyatt Business Credit Card is an excellent choice for business owners who frequently stay at Hyatt hotels and want to maximize their rewards. With its generous welcome offer, high earning rates on business categories, valuable Hyatt hotel benefits, annual free night, and no foreign transaction fees, this card can be a powerful tool for managing business expenses and enjoying travel.

Consider your business’s spending patterns, travel preferences, and expense management needs to determine if the World of Hyatt Business Credit Card fits you. With the right strategy, this card can help you earn points, save on travel expenses, and enjoy premium services that support your business’s growth and success in 2024 and beyond.

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