Money Journey Quiz - Charlie Chang

Welcome to
Your Money Journey Quiz!

This quiz will help you assess your current financial situation and identify areas where you can improve.
It will also give you personalized recommendations for how to reach your financial goals.

To take the quiz, simply answer the questions honestly and accurately.
Once you have finished, you will receive a score and personalized recommendations.

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How would you describe your current budgeting habits? *

I don't really have a budget.

I have a loose budget, but I don't always stick to it.

I follow a detailed budget and track my spending regularly.

How much debt do you currently have (excluding mortgage)? *

I have a significant amount of high-interest debt (credit cards, etc.).

I have some debt, but it's manageable.

I'm debt-free!

Do you have an emergency fund? *

No, I live paycheck to paycheck.

I have a small emergency fund, but it wouldn't last long.

I have an emergency fund that could cover 3-6 months of expenses.

How do you feel about investing? *

I'm not sure where to start and it feels intimidating.

I contribute a little bit to my retirement, but don't have other investments.

I have a diversified investment portfolio and understand my risk tolerance.

What are your long-term financial goals? *

I mainly focus on getting by month-to-month.

I have some vague goals like buying a house or retiring someday.

I have specific, measurable goals with timelines (e.g., retire at 60 with $1 million).

How much do you save each month? *

I have little or nothing left over to save.

I save some, but inconsistently.

I save a consistent percentage of my income each month.

When an unexpected expense pops up, how do you handle it? *

I have to put it on a credit card or borrow money.

I can usually cover it, but it sets me back on my savings goals.

I have money set aside specifically for unexpected expenses.

Do you understand financial terms like compound interest and asset allocation? *

Not at all.

I have a basic understanding.

I have a strong grasp of financial concepts.

How often do you review and adjust your financial plan? *

What financial plan?

Occasionally, maybe once a year.

Regularly, either quarterly or every few months.

Enter your email to get your results and recommendation on your financial personality *

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Welcome to Your Money Journey Quiz!

Welcome to
Your Money Journey Quiz!